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| VA Home Loan:The Baker Loan Team provides VA home mortgages as one of our no money down payment options. The VA home loan is offered to veterans with qualifying income and credit to purchase their primary Folsom residence. Not having a down payment can be an option if the sales price of the home does not exceed the appraised value of the home. The Baker Loan Team aims to provide our honorable veterans with the home they deserve and with the best home loan available. The United States Department of Veteran's Affairs issues a guranty on the mortgage, which ensures that the lender is protected from loan default by the borrower. If you are interested in a VA loan, a certificate of eligibility from the Department of Veterans Affair is required by the lender. |