Folsom Home Loan

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VA Home Loan Rates:

If you are appyling for a home loan in Folsom, Baker Loan Team can get you the best California rates to finance the home of your dreams. We have years of experience in the mortgage industry, and with that, specialize in the most targeted mortgage rates to suit your best financial needs. In contrast to the large mortgage banks in Folsom, the Baker Loan Team offer the best options and services in financing your home.

The Baker Loan Team provides VA home mortgages as just one of our no money down payment options. The VA home loan is offered to veterans with sufficient income and qualifying credit to purchase their primary Folsom residence. Not having a down payment can be an option if the sales price of the home does not exceed the appraised value of the home. The Baker Loan Team strives to provide our honorable veterans with the home they deserve and with the best home mortgage available. The United States Department of Veteran's Affairs issues a guranty on the loan, which ensures that the lender is protected from loan default by the borrower. If you are interested in a VA loan, a certificate of eligibility from the Department of Veterans Affair is required by the lender.